Insurance Solutions

Stephen Miziolek

Insurance Planning Specialist, Raymond James Financial Planning Ltd. (Canada)

• Expertise in business succession planning, wealth preservation, tax minimization, critical illness, and long-term care.
• Helping individuals and businesses protect their income and assets through the critical stages of their financial lives.
• A certified life underwriter (CLU) with over 40 years experience.

Estate & Trust Services

Riaan Botha

Associate Vice President, Estate & Trust Solutions
Solus Trust Company, an Affiliate of Raymond James

• Takes educating clients very seriously and makes it his mandate to look at their complete picture.
• Over 20 years experience in Estate and Trust services.
• Bachelor of commerce degree, bachelor of law degree, postgraduate diploma in taxation and member of the Society of Trust and Estate Practitioners (STEP).

Tax solutions

Teresa Malowany

Vice President, Head of Wealth Planning and Tax Consulting

• Brings over 25 years of experience in tax, estate, and financial planning, specializing in Canadian and U.S. cross-border tax planning and compliance.
• Holds a Bachelor of Commerce (Honours, Major in Accountancy) from the John Molson School of Business and completed CPA Canada’s two-year In-Depth Tax Course.
• Is a U.S. Chartered Professional Accountant and holds the Financial Planner (F.Pl.) designation.